Workmans compensation Insurance

This is  is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment .Workers Compensation provides protection for employees against work related accidental bodily injuries, occupational diseases and death during and in the course of their employment.

It will cover the employeeOn the way directly to work,While they are at work,On their way directly home.

Occupational diseases are those diseases acquired during the course of one’s employment. For example, if you work with pesticides on a farm, you may be poisoned as a result of your exposure to those pesticides. This Act provides for a measure of compensation to you if you fall sick.

A complete list of these diseases can be found in the Third Schedule of the Workers Compensation Act Chapter 225.

In terms of the actual compensation, the compensatory amount will largely depend on the circumstances of the injury, its severity, how that injury will affect your ability to do your job as well as how much you earn per month. As such, all incidents are looked at on a case by case basis.

It is MANDATORY for all employers to cover their workers with this insurance.